The public record · U.S. House · Subcommittee

Financial Institutions and Monetary Policy Subcommittee

Part ofFinancial Services CommitteeChairAndy Barr(R)financialservices.house.gov

Meetings

Hearings, markups, and business meetings, most recent first.

Apr 162026

HearingPromoting Access to Credit for Everyday Americans

2128 Rayburn House Office Building2:00 p.m.Scheduled

WitnessesMr. Dan SmithPresident and Chief Executive Officer · Consumer Data Industry AssociationWitness Statement Witness Truth in Testimony Witness BiographyMs. Rebecca KuehnPartner · Hudson and CookWitness Biography Witness Statement Witness Truth in TestimonyMrs. Celia WinslowPresident and Chief Executive Officer · American Financial Services AssociationWitness Biography Witness Statement Witness Truth in TestimonyMrs. Veneshia FerdinandDirector of Compliance Policy · Simmons BankWitness Biography Witness Statement Witness Truth in TestimonyMs. Chi Chi WuDirector of Consumer Reporting and Data Advocacy · National Consumer Law CenterWitness Biography Witness Statement Witness Truth in Testimony

Meeting documents

Notice Memorandum H.R. 5775, the FCRA Liability Harmonization Act H.R. 5402, the Credit Access and Inclusion Act H.R. 7588, the Eliminating Fraud in the CFPB’s Complaint Database Act H.R. 8141,the Fair Credit Reporting Reseller Accuracy Act

Mar 52026

HearingFighting Fraud on the Front Lines: Challenges and Opportunities for Financial Institutions

2128 Rayburn House Office Building3:00 p.m.Scheduled

WitnessesMr. Patrick McDadeSenior Vice President for Fraud and Technology Risk Management · EverBankWitness Biography Witness Statement Witness Truth in TestimonyMs. Kate McKuneGeneral Counsel · Park Community Credit UnionWitness Biography Witness Statement Witness Truth in TestimonyMr. Joseph SchusterPartner · Ballard Spahr LLPWitness Biography Witness Statement Witness Truth in TestimonyMr. Adam RustDirector of Financial Services · Consumer Federation of AmericaWitness Biography Witness Statement Witness Truth in TestimonyMrs. Gay DempseyChief Executive Officer · Bank of Lincoln CountyWitness Biography Witness Statement Witness Truth in Testimony

Meeting documents

Notice Memorandum H.R.____, the Transaction Risk Analytics and Collaborative Exchange (TRACE) Act of 2026 H.R.____, the Bank Fraud Technology Advancement Act of 2026 H.R.____, the Scrutinizing Transactions for Overt Payment Fraud (STOP Fraud) Act

Dec 112025

HearingRight-Sizing the U.S. Bank Capital Framework: A Return to Tailoring, Economic Growth, and Competitiveness

2128 Rayburn House Office Building3:00 p.m.Scheduled

H.R. 5616$2.50 for America’s 250th Act H.R. 1761Donald J. Trump $250 Bill Act

WitnessesMrs. Margaret TahyarHead of Financial Institutions · Davis Polk & Wardwell LLPWitness Biography Witness Statement Witness Truth in TestimonyMr. Andrew OlmemManaging Partner and Co-Leader of the Financial Services Group · Mayer BrownWitness Statement Witness Biography Witness Truth in TestimonyMr. Mike FloodHead of Center for Capital Markets Competitiveness · U.S. Chamber of CommerceWitness Biography Witness Statement Witness Truth in TestimonyMrs. Amanda EversolePresident and Chief Executive Officer · Financial Services ForumWitness Statement Witness Biography Witness Truth in TestimonyMr. Simon JohnsonProfessor of Entrepreneurship · MIT Sloan School of ManagementWitness Biography Witness Statement Witness Truth in Testimony

Meeting documents

Notice Memorandum H.R. 5616, the $2.50 for America’s 250th Act H.R. 1761, the Donald J. Trump $250 Bill Act

Sep 92025

HearingPromoting the Health of the Banking Sector: Reforming Resolution and Broadening Funding Access for Long-Term Resilience

2128 Rayburn House Office Building6:00 p.m.Scheduled

H.R. 3234Keeping Deposits Local Act

WitnessesMr. Dory WileyPresident and Chief Executive Officer · Commerce Street HoldingsWitness Biography Witness Statement Witness Truth in TestimonyMr. James BarresiPartner · Squire Patton BoggsWitness Truth in Testimony Witness Biography Witness StatementDr. Norbert MichelVice President and Director · Cato Institute Center for Monetary and Financial AlternativesWitness Biography Witness Statement Witness Truth in TestimonyMr. Robert JamesPresident and Chief Executive Officer · Carver Financial CorporationWitness Biography Witness Statement Witness Truth in TestimonyMr. Hugh CarneyExecutive Vice President of Financial Institution Policy and Regulatory Affairs · American Bankers AssociationWitness Statement Witness Truth in Testimony Witness Biography

Meeting documents

Notice Memorandum H.R. ___, the Least Cost Exception Act H.R. ___, the Enhancing Bank Resolution Participation Act H.R. ___, the Failing Bank Acquisition Fairness Act H.R. 3234, To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a depo H.R. ___, the Bank Competition Modernization Act H.R. ___, the Merchant Banking Modernization Act H.R. ___, the Community Bank Deposit Access Act of 2025 H.R. ___, the Community Bank Capital Flexibility and Growth Act of 2025

Jul 82025

HearingMain Street or Mandates? How Dodd-Frank Closed the Door on Financial Opportunities

2128 Rayburn House Office Building2:00 p.m.Canceled

Jun 52025

HearingFramework for the Future: Reviewing Data Privacy in Today's Financial System

2128 Rayburn House Office Building2:00 p.m.Scheduled

WitnessesMs. Rebecca KuehnPartner · Hudson Cook, LLPWitness Biography Witness Statement Witness Truth in TestimonyMs. Zoë StricklandSenior Fellow · Future of Privacy Forum (FPF)Witness Biography Witness Statement Witness Truth in TestimonyMs. Jennifer HuddlestonFellow in Technology Policy · Cato InstituteWitness Biography Witness Statement Witness Truth in TestimonyMr. Scott TalbottExecutive Vice President · Electronic Transactions AssociationWitness Biography Witness Statement Witness Truth in TestimonyMr. Andrew MorrisDirector of Innovation and Technology · America's Credit Unions (ACU)Witness Biography Witness Statement Witness Truth in Testimony

Meeting documents

Notice Memorandum H.R. ____, the Systemic Risk Authority Transparency Act H.R. ____, the Advancing the Mentor Protege Program for Small Financial Institutions Act

May 142025

HearingEnhancing Competition: Shaping the Future of Bank Mergers and De Novo Formation

2128 Rayburn House Office Building6:00 p.m.Scheduled

H.J.Res. 92Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.

WitnessesMr. John BerlauSenior Fellow and Director of Finance Policy · Competitive Enterprise InstituteWitness Biography Witness Truth in Testimony Witness StatementMrs. ReShonda YoungFounder · Jabez Inc.Witness Biography Witness Statement Witness Truth in TestimonyMs. Mary UsateguiPresident and CEO · BankMiamiWitness Statement Witness Biography Witness Truth in TestimonyMr. Keith CostelloPresident and CEO · Locality BankWitness Truth in Testimony Witness Statement Witness BiographyMs. Amanda AllexonPartner · Simpson Thacher & Barlett LLPWitness Statement Witness Truth in Testimony Witness Biography

Meeting documents

H.R. ____, the Bank Failure Prevention Act of 2025 Memorandum H.R. ____, the Stress Testing Accountability and Transparency Act H.J.Res. 92, Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the T Notice H.R. ___, a bill to require annual reports on Federal depository institution charter applications, bank holding company applications, Federal deposit insurance applications, and State depository ins H.R. ___, a bill to require the Comptroller General of the United States to study the consideration of insured depository institution merger applications by Federal prudential regulators to ensure t H.R. ___, a bill to require the Inspector General of each Federal prudential regulator to carry out a review of every 3 years of the regulator’s handling of insured depository institution merger app H.R. ____, the Financial Institution Regulatory Tailoring Enhancement Act H.R. ____, the Bringing the Discount Window into the 21st Century Act H.R. ___, a bill to require the Comptroller of the Currency to study how bank-fintech partnerships can support new bank formation H.R. ___, a bill to require the Federal prudential regulators to study improving the growth, capital adequacy, and profitability of rural depository institutions

Apr 292025

HearingRegulatory Overreach: The Price Tag on American Prosperity

2128 Rayburn House Office Building2:00 p.m.Scheduled

H.R. 1181Protecting Privacy in Purchases Act H.R. 2702FIRM Act H.R. 2808Homebuyers Privacy Protection Act

WitnessesMs. Sarah FlowersSenior Vice President, Senior Associate General Counsel · Bank Policy InstituteWitness Biography Witness Statement Witness Truth in TestimonyMr. J. RadcliffeChairman & Chief Executive Officer · Community Financial Services BankWitness Biography Witness Truth in Testimony Witness StatementMrs. Margaret TahyarPartner, Head of Financial Institutions Group · Davis Polk & Wardwell LLPWitness Biography Witness Statement Witness Truth in TestimonyThe Honorable Graham SteeleAcademic Fellow · Rock Center for Corporate Governance, Stanford Law SchoolWitness Biography Witness Statement Witness Truth in Testimony

Meeting documents

H.R. ____, the Guidance Clarity Act of 2025 H.R. 2702, the Financial Integrity and Regulation Management Act (FIRM Act)H.R. ____, the CAMELS Rating Modernization Act of 2025 H.R. 1181, the Protecting Privacy in Purchases Act H.R. ____, the Taking Account of Institutions with Low Operation Risk Act of 2025 (TAILOR Act of 2025)Memorandum H.R. ____, the Banking Regulator Accountability Act H.R. 2808, the Homebuyers Privacy Protection Act H.R. ____, the International Regulatory Transparency and Accountability Act H.R. ____, the Ensuring U.S. Authority over U.S. Banking Regulations Act H.R. ____, the Congressional Banking Regulation Priorities and Accountability Act of 2025 H.R. ____, the Banking Regulator International Reporting Act Notice H.R. ____, the Tailored Regulatory Updates for Supervisory Testing Act of 2025 (TRUST Act of 2025)H.R. ____, the FDIC Board Accountability Act H.R. ____, the Federal Reserve Financial Accountability and Transparency Act H.R. ____, the Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 (SMART Act of 2025)

Mar 262025

HearingA New Era for the CFPB: Balancing Power and Reprioritizing Consumer Protections

2128 Rayburn House Office Building2:00 p.m.Scheduled

H.J.Res. 74Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".H.R. 1652Rectifying UDAAP Act H.R. 645National Constitutional Carry Act H.R. 1606Making the CFPB Accountable to Small Businesses Act of 2025 H.R. 1653Civil Investigative Demand Reform Act of 2025 H.R. 2183CFPB Dual Mandate and Economic Analysis Act

WitnessesMs. Ana FonsecaPresident and CEO · Logix Federal Credit UnionWitness Statement Witness Biography Witness Truth in TestimonyMr. David PommerehnGeneral Counsel, Head of Regulatory Affairs · Consumer Bankers AssociationWitness Statement Witness Biography Witness Truth in TestimonyMr. Seth FrotmanFormer General Counsel and Senior Advisor to Director Chopra · Consumer Financial Protection BureauWitness Statement Witness Biography Witness Truth in TestimonyMs. Rebecca KuehnPartner · Hudson Cook, LLPWitness Truth in Testimony Witness Biography Witness StatementBryan SchneiderPartner · Manatt, Phelps & Phillips, LLPWitness Biography Witness Truth in Testimony Witness Statement

Meeting documents

Notice H.J.Res. 74, Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to “Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regula Memorandum H.R. 1652, the Rectifying UDAAP Act H.R. 1653, the Civil Investigative Demand Reform Act of 2025 H.R. __, the Business of Insurance Regulatory Reform Act of 2025 H.R. 654, the Taking Account of Bureaucrats’ Spending (TABS) Act of 2025 H.R. __, the Consumer Financial Protection Commission Act H.R. __, the CFPB–IG Reform Act of 2025 H.R. 2183, the CFPB Dual Mandate and Economic Analysis Act H.R. __, the Transparency in CFPB Cost-Benefit Analysis Act H.R. 1606, the Making the CFPB Accountable to Small Businesses Act of 2025